1. Agreement
By using this website, you agree to these terms and applicable law. If you do not agree, do not use the service.
2. Educational purpose
Cedar Horizon Institute provides general retirement planning education. Content is not financial, investment, tax, legal, insurance, or healthcare advice and does not create a professional relationship.
3. Catalog and cart
Course descriptions and prices shown in the catalog are educational preview data. The cart stores selections locally and does not process payment, create enrollment, or guarantee availability.
4. Acceptable use
Use the website lawfully, do not interfere with its operation, do not attempt unauthorized access, and do not copy or redistribute content for commercial use without written permission.
5. Ownership
Cedar Horizon Institute owns or licenses the website text, curriculum structure, interface, and branding. These terms grant a limited, revocable right to access the service for personal educational use.
6. Accuracy and limitations
We work to keep educational material clear and current, but rules and circumstances change. We do not warrant that every item is complete for every situation or that use of the service will produce a particular result.
7. Changes and contact
We may revise these terms by publishing an updated effective date. Questions can be sent to [email protected] or +1 (415) 555-0186.